The genesis of the concept of open banking stems from the introduction of PSD2, the EU initiative to contribute to the development of a more open and collaborative financial ecosystem. But what exactly are we talking about when we use this expression?Read the article
The credit card is an electronic payment instrument, usually a standard size plastic card or in rare cases metallic, issued by an authorised company, often a bank, called an Issuer, that offers card-holders the opportunity to make payments that will be charged with different methods depending on the type of card issued.
The technological innovation of the last few years has contributed to the success of smartphones whose functions have improved hand-in-hand. Now we do everything with our phones, including paying for purchases in store and on-line.
P2P, peer-to-peer or person-to-person payments, allow one person to transfer money instantly to another through a digital platform, normally an app, whose funds are drawn from a current account, a credit or debit card or a cash top-up.
The 3D Secure security protocols for the protection of online purchases are a payment protection system conceived and developed by the leading international circuits like Visa and Mastercard in order to improve the level of security of online transactions with credit and debit cards.
What is dropshipping? Dropshipping is a type of on-line sale that makes it possible to sell products without having them in stock, therefore relying on one or more suppliers - also called dropshippers - that handle all logistics.
Do you know how online payments are handled? What is a payment processor? Find out more.
Find out what's most important when selecting a partner to manage your online payments.